LONG TERM CARE HEALTH INSURANCE COST – DISCOUNTS
Long Term Care Health Insurance Cost can be affected by the following discounts:
- Spousal discounts: Married couples qualify for 20% to 40% discount depending upon the company. The potential savings on the premium may be significant. The reason for the discount is that married couples statistically usually take care of each other, rather than go to a nursing home.
- Sibling discount: Some companies offer brothers and sisters living in the same household a discount
- Preferred health discount: Most companies offer discounts that typically range from 10% to 20%. The companies do not have uniform criteria, so be sure to check with several companies to maximize your chances of receiving their preferred health status, as they may require details of your health history.
- Association discounts; Several of the Long Term Care Insurance companies offer up to 5% discounts for members of certain associations. If you are interested in learning about what discounts may apply to you, we recommend checking with a broker such as LTC Tree, as each insurance company has different affiliations, and we are able to check with all of them at once on your behalf.
Long Term Care USA is dedicated to maximize your discounts, so that you may not only find the least expensive reputable company, but also find the options you desire with the lowest priced policy.
Long Term Care is not something you can walk into an office or have a one-time sales meeting and make a spur of the moment decision with. Let us send you the information in the mail today. We want you to become an expert like us in Long Term Care, so you can protect your loved ones. Ready to start, Just click on the “FREE QUOTE NOW” button below, fill out the form, to receive the information immediately or alternatively you can schedule an on line conference.
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